Coronavirus has certainly focused the mind on what is and isn’t important – a personal lifestyle re-set button if you like. For many of you with more pressing things to worry about than money, the only message that you’ll want to hear from KMD at this time is that – financially speaking – things will be alright in the long run. We would like to reassure you that we firmly believe this to be the case. Centuries of financial history show that stock markets always bounce back – even if they have to ‘climb a wall of worry’ to do so. It’s always a matter of time – we just can’t tell you how much time.