Bloodline Protection - Safeguarding your money for the next generation.
Cashflow Modelling - Forecasting your cash in hand via the use of graphs, charts and other visual aids that project financial position, risks and opportunities.
Chartered Financial Planner – Highly qualified financial adviser.
Due Diligence – Extremely thorough, in-depth research.
Family Wealth Management – Looking after the whole family’s finances, including more than one generation.
Financial Conduct Authority – UK financial regulator.
Financial Ombudsman Service - UK dispute/complaint resolution.
Financial Planning - Structure and clarity for your financial circumstances going forward.
HNW (High Net Worth) – An individual with substantial assets.
Inheritance Tax Planning – Tax efficient solutions to mitigate inheritance tax.
Investment Committee – Financially experienced individuals with expertise in investments.
Investment Management – The process of identifying and investing funds.
Key Relationships – Important parties eg family, lawyers, accountants.
Legacy Planning – Leaving or setting up something to continue after your death.
Personal Finance Society/Chartered Insurance Institute (CII) – Professional body for the financial industry.
PRACTI>CL - This is the name we have given to KMD Core Values. Each letter represents one aspect of the values namely:Professionalism, Responsibility, Adding Value, Creativity, Team Orientated Actions, Integrity. All of these are focused in support of >CL – this represents our Clients, who are our priority.
Professional Advisers – Highly qualified and experienced experts in their field.
Professional Connections – Other qualified professionals such as lawyers, accountants, business advisers.
Tax Planning – Identifying methods to maximise tax efficiency.
True Wealth Management - This is the KMD operational model consisting of three core elements: comprehensive Financial Planning, Investment Management & the Management of Key Relationships.
UHNW (Ultra High Net Worth) - An individual with very substantial assets.
Wealth Management – The organising, investing and planning of assets and their allocation.
‘Whole Picture’ – Taking into account all aspects of a client’s assets and the impact individual investment decisions, plans and choices have on the total outcome.